SINCE 1980  ★  CALL / TEXT 770-256-8497 to learn how 750 Credit can help you

Why You Need All Three Bureaus

Equifax, Experian, and TransUnion each maintain a separate credit file on you — and they don't always share the same information. Negative items, inaccuracies, and errors can appear on one bureau and not the others.

We require a three-bureau credit report that includes FICO® scores from all three bureaus before we can begin your credit restoration program.

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Equifax

Some creditors report exclusively to Equifax. Inaccuracies here can silently drag your score without showing on other reports.

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Experian

The largest bureau by volume. Many lenders pull Experian for mortgage and auto decisions. Your Experian profile must be clean and accurate.

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TransUnion

Widely used by credit card issuers and landlords. TransUnion errors often don't appear on other bureaus — and vice versa.

Choose Your Credit Report Service

★ #1 Recommended — 750.Credit
IdentityIQ
$1 — 7-Day Trial
Then $29.86 / month • Cancel anytime
  • All 3 Credit Reports (Equifax, Experian, TransUnion)
  • FICO® Scores from All 3 Bureaus
  • Credit Monitoring & Alerts
  • Identity Theft Protection
Get IdentityIQ — $1 Trial → Start in minutes • Cancel anytime
After signing up: Submit your IdentityIQ username on our Client Info page so our team can access your report and begin your forensic credit analysis.
🔥 Strong Alternative — 3 Bureaus + FICO®
MyScoreIQ
$1 — 7-Day Trial
Then $29.86 / month • Cancel anytime
  • All 3 Credit Reports (Equifax, Experian, TransUnion)
  • FICO® Scores from All 3 Bureaus
  • Credit Monitoring & Alerts
  • Identity Protection
Get MyScoreIQ — $1 Trial → Same trial pricing • Cancel anytime
After signing up: Submit your MyScoreIQ username on our Client Info page so our team can pull and review your full report.
🆓 100% Free — No Scores Included
AnnualCreditReport.com
FREE
Federally mandated • No credit card
  • Reports from Equifax, Experian & TransUnion
  • Free — No payment required
  • No credit scores included
  • Cannot begin dispute process without scores
Get Free Reports → Use only for initial review — scores required to start program
⚠ Do NOT use Credit Karma or Credit Sesame. These free services use VantageScore models — not FICO® — and do not provide the complete three-bureau data our team requires for forensic analysis. You must use a service that provides actual FICO® scores from all three bureaus.

How It Works — 4 Simple Steps

  1. Sign Up for IdentityIQ or MyScoreIQ

    Use one of our affiliate links above to start your $1 seven-day trial. You'll have immediate access to all three bureau reports and FICO® scores within minutes.

  2. Submit Your Client Info to 750.Credit

    Go to our Client Info page and complete the new client form. Enter your monitoring service name and username so our team can access your report.

  3. We Perform Your Forensic Credit Analysis

    Our team reviews all three bureaus for inaccuracies, outdated items, Metro 2 violations, FCRA errors, and unverifiable accounts — then builds your custom dispute strategy.

  4. We Begin Your Credit Restoration

    We execute dispute rounds with the bureaus and data furnishers on your behalf. You receive a clear roadmap and progress updates throughout the process.

Questions? We're Here to Help.

Call or text us — we'll walk you through every step of the process.

770-256-8497

Submit My Client Info